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Apple Insurance Specialists provides home owners with peace of mind through comprehensive homeowners insurance to protect what is most likely their largest investment – their home. A comprehensive home insurance policy typically includes five areas of coverage; your dwelling, personal property, liability coverage, medical payments and loss of use.Property insurance solutions offered by Apple Insurance range in cost depending on the level of coverage desired. Customers may choose from low cost personal property insurance solutions with a high deductible or prefer to put in place more comprehensive property casualty insurance coverage with full replacement value. Choose from a variety of options, such as the total coverage needed and the amount of the deductible. Dwelling insurance is essentially house insurance that covers the physical structure of your home and any unattached structures or buildings, including a fence, storage shed or detached garage. Fire insurance is usually included in home owners insurance and typically covers smoke damage. However, flood insurance, as well as hurricanes and windstorm insurance are purchased separately. Personal property insurance protects your belongings and your home insurance policy specifies the value of personal property coverage. Your personal property includes everything from appliances and furniture to clothing. Consult with the experts at Apple Insurance about additional coverage for valuables such as art and jewelry. Liability insurance protects home owners from financial loss if a lawsuit determines you are responsible for an injury to someone visiting your home.Medical payments insurance offers the added security that if someone is injured on your property, or your dog bites someone, their medical bills will be paid for between $500 and $5,000, depending on your coverage. Loss of use insurance applies to situations where damage to your home is so severe that you cannot live in it while it is being repaired. Your insurance policy will specify the amount of coverage available to cover living expenses in a temporary space. Apple Insurance tailors Texas home insurance policies to each home owner’s needs. As independent insurance agents, they will evaluate trusted national companies and recommend the best value for each customer. Apple Insurance also offers motor home insurance policies and farm and ranch owner insurance policies. Contact us to learn more about home owners insurance policies and get home insurance quotes online. Click for a home insurance quote or call 512-302-9111. |
Personal Lines:
Auto
Home
Umbrella
Motorcycle
Boat
RV
Commercial Lines:
Auto
Property
General Liability
Umbrella